It is always exciting to purchase your first home. The availability of a big bedroom, an impressive kitchen, and other facilities may allow you to visualise yourself living in that flat without even booking it yet. But there is more to viewing your future flat than just visualising your life there. You need to be aware of how the property looks and feels in person and whether its features meet your everyday needs.
There are many choices for those who are first time home buyer Kolkata. But there are certain aspects that you need to enquire about other than the price and layout of the flat. Some of the first time home buyer tips are:
1. What Is Included in the Final Price?
However, all expenses might not be covered under the advertised price. Make sure that you receive a detailed estimate which includes any parking costs, maintenance deposit costs, taxes and registration fees among others.
For instance, although you might find a flat suitable within your budget, extra costs may make the total expenditure go above your budget. Consider the cost incurred after deducting the initial price from your budget.
2. What Should I Check About Light, Ventilation and Noise?
It is important that you visit the flat at various times during the day in order to see the amount of sunlight coming into the rooms. You should open the windows to assess the ventilation and also listen out for any noise in the neighbourhood. You should also enquire about the water and electricity facilities in case of emergencies.
3. What Should I Observe Around the Building?
However, you should not restrict yourself only to this room when inspecting. It is necessary that you consider the state of the entrance, stairs, elevators, corridors, parking lots, and any other communal space. If there are any recreational facilities and landscaped zones in the complex, you should pay attention to their location in relation to your flat.
It is necessary for you to assess the navigability of the building and the practicality of the facilities. These aspects are worth considering before purchasing a flat.
4. Check the Documents and Project Details
Before booking the apartment, ask for the relevant registration number under the RERA Act, plan approval, sale agreement, and payment schedule. Ensure that the project is registered on the official portal of the RERA Act of West Bengal, if it exists, and go through the agreement in detail before signing.
Do not think twice before asking for any explanation regarding any ambiguous clause, as understanding the deadlines for payments, cancellation and possession can prove helpful.
Any good first time home buyer guide should never exclude document checking since the look of the property alone cannot prove its documentation.
5. What Will the Neighbourhood Be Like Every Day?
When inspecting the property, do not confine yourself only within its boundaries. Inspect all the transport connectivity near the property along with nearby grocery stores, schools, hospitals, and workplaces. Ideally, it is recommended to visit the property during peak traffic time as well as evening time.
At Srijan Realty, we provide residential projects at various locations, such as Spacia, located at Jessore Road in Madhyamgram; Optima, located at Rajarhat Chowmatha; and Orizon, located at Southern EM Bypass. Every location is meant to cater to different needs; therefore, take into account the connectivity, amenities nearby and travel time before deciding. The residential projects by us would give you an idea about different locations.
6. What Should I Clarify About the Features I See?
Do not take it for granted that all those features showcased during the tour will eventually form the final offer. Enquire about fittings, fixtures, and other facilities that come with the flat and those that are just meant to showcase the sample flat. Any feature you like should be clarified in terms of whether it will come along.
Also ask about the common facilities will start working because sometimes they may be still under construction. This way, you will have an idea of what to expect instead of taking everything at face value during your visit.
7. What Should I Check Before Leaving the Site?
Before you conclude your tour, take a second walk through all the rooms to see if there are still some unanswered questions. Check the doors, windows, switches, and fittings in the example apartment, if any. In case there is something that you do not understand, make sure to write it down and ask the sales person before taking a final decision.
The first time flat buyer in Kolkata must realise that the visit is meant for the knowledge of the practicality of the apartment and not merely its aesthetics.
Make Your First Home a Well-Informed Choice
Buying a first home in Kolkata, it is a matter of matching your financial condition with your lifestyle and future plans. You need to have a written checklist of things to check before buying a flat and carry out the same at every inspection.
At Srijan Realty, we recommend prospective buyers to study the project well, compare various options and ask relevant queries before coming to a conclusion. Your perfect home is not only an attractive one on inspection but also one which suits you after occupancy.
FAQs
- How many visits shall I do before booking a flat?
If possible, you should try to do at least one visit. In case you need to see something specific, then another visit won’t hurt. It will help you get acquainted with the property better.
- Do I need to consult with the bank before booking my first home?
It is a good idea. It will help you to know how much you can borrow from the bank, what payment terms will be suitable for you and so on.
- What documents shall I check before booking a flat?
It would be best if you reviewed the registration data, approved plans of construction, sale agreement and other related documents of this particular project. You should check the appropriate information from the official sources before paying anything.
- For first-timers, are amenities or the location important?
Everything depends on your needs. Sometimes, it will be better for you to have good access to everything rather than amenities that you use once a month.
